Like a traditional IRA, a Roth IRA allows funds to be invested and reinvested on a tax-free basis. A Roth IRA, however, also allows for tax-free withdrawals, a feature which holds wide appeal. In the past, only those with a modified adjusted gross income of less than $100,000 have been eligible to take advantage of …Read More

In recessionary times, bequests and other planned gifts that involve a remainder interest rather than an immediate gift tend to be especially appealing. Because uncertainty in investment and real estate market values can make donors reluctant to give, it is not uncommon during economic downturns for bequests and other gifts distributed at death to constitute …Read More

Be prepared for a response like that from your peers if you suggest that now may be a good time to encourage gifts of securities. But this might not, in fact, be such a far-fetched idea. We all know the roller-coaster ride the markets have taken us on over the past two and a half …Read More